American Trust Bank Privacy Policy
Protection of your privacy is important to us. We understand that maintaining the privacy of your "nonpublic personal information" is an important part of the trust that you place in us. The intent of our Privacy Policy is simple; we do not share, sell, or rent information about our current or former customers, except as needed to complete transactions requested by our customers (example: check orders, etc…) and as permitted by law (example: subpoena, etc…). As part of American Trust Bank's commitment to providing quality products and services to our customers, the following Privacy Policy has been adopted by American Trust Bank.
What Information We Collect
We may collect "nonpublic personal information" about you from the following sources:
- Information we receive from you on applications or other loan and account forms;
- Information about your transactions with us, our affiliates or others; and
- Information we receive from third parties such as credit bureaus.
"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and overdraft history.
What Information We Disclose
We will not disclose any "nonpublic personal information" about our customers except as permitted by law or as required to complete a transaction initiated by our customer.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
Our Security Procedures
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
